Low-Score-Loans.com
Hard Money / Private Loans
Low-Score-Loans.com Services
Construction / Fixer-Upper Loans
Government Loans - FHA & VA
We work with hundreds of private individuals and institutions lending their own money with more relaxed guidelines than Fannie Mae or Freddie Mac.
"Congratulations, you're approved!" All of our actions are geared toward being able to make that statement to you. If you want to buy or refinance your home, call us. Not only can we get you approved TODAY with a low FICO Score, but we can show you how to improve your credit so you qualify for the very best loans with the lowest rates in the marketplace.
We provide a variety of loans including:
Perhaps you want to build your home from the ground up. We can finance that for you. Or maybe you've found a great home in the exact location you want, but it needs some work, and not just a couple thousand dollars worth. With a fixer-upper loan from Low-Score-Loans, you can finance the purchase and all the money needed to remodel your new home in one loan!
Government loans offer special terms for first-time buyers, veterans, entrepreneurs, etc., and oftentimes are a little more flexible on guidelines and credit. Nevertheless, rates are comparable to Conforming Loans (see below). Here at Low-Score-Loans, our first order of business is to get you approved for a loan. The second order of business is to help you structure your finances so that you can get a Government loan.
Conforming & Jumbo Loans - Agencies, Conduits, and Banks
When we say a Conforming loan, we simply mean it "conforms" to Fannie Mae or Freddie Mac guidelines, which differ in some ways but are materially similar. If you qualify for a Conforming loan, you've achieved the American Dream. You can get a mortgage on any home you can afford. Conforming loans have the best rates and terms and no mortgage insurance on loans below 80% loan-to-value, so this is the type of loan that most people aspire to get. Oftentimes, while advising our clients on qualifying for a Government loan, their applications are so improved they become eligible for a Conforming loan.
FICO is a registered trademark of Fair Isaac Corporation
